Care Agency Insurance

Care agencies in the UK should consider getting business insurance for a few important reasons:

1. Protection for Everyone: Business insurance offers valuable protection in case of accidents or incidents within the agency. When you're providing care, accidents can happen, and having insurance means you're covered if a client or employee gets hurt or their property gets damaged. It helps take care of legal fees, medical expenses, or compensation claims, so you can focus on what you do best.

2. Taking Responsibility: Care agencies provide important professional services to vulnerable individuals who rely on your expertise. Having professional indemnity insurance means you're protected if there are claims of mistakes or negligence that cause harm or financial loss to clients. It helps defend your reputation and ensures that you can provide compensation if something goes wrong.

3. Caring for Your Team: If you have employees, it's a legal requirement to have employer's liability insurance. This covers you if an employee gets injured or falls ill due to work-related activities. It shows your commitment to taking care of your team and helps with compensation claims and legal costs if accidents happen.

4. Protecting Your Assets: Your care agency likely has valuable equipment, supplies, and office space that are crucial for your work. With business insurance, you're covered if something unexpected happens, like damage, theft, or loss due to fires, vandalism, or natural disasters. It helps you repair or replace these assets so you can keep providing quality care.

5. Weathering Storms: If an unexpected event, such as a fire or flood, forces you to temporarily suspend operations, business interruption insurance has your back. It helps cover the loss of income during the interruption, so you can continue paying rent, salaries, and bills until things get back to normal.

6. Playing by the Rules: Having the right insurance is often a legal requirement for care agencies in the UK. By getting the necessary coverage, you're staying compliant with the law and showing your commitment to being a responsible business.

Having business insurance for your care agency gives you peace of mind, knowing that you're prepared for unexpected events and potential liabilities. It allows you to focus on providing the best care and support services without worrying about what could go wrong.

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    muzzy Demir
    January 13, 2023

    Everyone cascade insurance are amazing, Thanks for their help for small business,

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    January 17, 2023

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    June 17, 2024

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    Alexandra Reah
    November 5, 2025

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    April 14, 2023

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    April 22, 2021

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    November 5, 2020

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    April 13, 2023

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    November 9, 2022

    What a lovely team of people they have here. Nothing is to much effort. We have been dealing with Julie and Vicki mostly, and each year I enjoy our chats before all the hard work is done to secure us a reasonable renewal! They have been particularity efficient and supportive whilst we processed a claim, and I would have no hesitation recommending them. Great work guys!

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    April 8, 2023

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    May 19, 2024

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    February 12, 2025

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    November 29, 2023

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    July 20, 2023

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    March 13, 2025

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    January 20, 2025

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    May 10, 2023

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    May 17, 2022

    Thank you for sorting out our business insurance so efficiently. It was a job we'd been putting off for some time - but you made it simple and stress-free. Thank you for all your help.

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    September 27, 2023

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    April 11, 2023

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    Vanessa Challess - Solictor, Tiger Law
    Vanessa Challess - Solictor, Tiger Law
    September 2, 2021

    I can highly recommend Julie for PI and other Insurance and high service standards.

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    Stephen Clarke
    July 11, 2025

    John was super helpful even thought he wasn’t able to assist us with our insurance. Many thanks

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    September 27, 2023

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    July 31, 2023

    Johns attention to detail and customer service is above and beyond any other brokers I have experienced. Thank you for such an excellent service. Prices are really good too!

    Whatever happens in your business, we’ll make sure you are well prepared for the challenges you face and will work with you. Having the correct cover arranged for your commercial insurance will safeguard your interests and keeping your business running if there is a loss.

    Contact our commercial team today on 01233 512548 to create a customised insurance policy that fits the needs of your business.

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